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Financial Consultant  ·  Ontario, Canada

Protect Today.
Grow Tomorrow.
Leave a Legacy.

Comprehensive financial planning for business owners, entrepreneurs, and families across Ontario — from wealth building to estate preservation.

3.5+
Years Experience
200+
Clients Served
Multi
Carrier Access
Bobby Gulati
Bobby Gulati
Financial Consultant
Investments Life Insurance Estate Planning Corporate Retirement RESP / RRSP

About Me

Your Trusted Partner in Wealth, Protection & Legacy

I'm Bobby Gulati, an independent Financial Consultant based in Ontario, Canada. I specialize in helping incorporated business owners, entrepreneurs, high-income earners, and families build, protect, and transfer their wealth with intention.

Working across multiple carriers, I find the right solutions — not just the most convenient ones. Every plan I build is tailored to your unique situation, timeline, and legacy goals.

Financial education is the foundation of every great decision. My role isn't to sell products — it's to ensure you understand exactly what you're protected for, and what opportunities you may be missing.

Independent Insurance BrokerLicensed across multiple carriers in Ontario, Canada
Bilingual Financial ServicesServing English & Punjabi-speaking clients across Ontario
Corporate Planning SpecialistEstate freezes, LCGE, IPP, Corporate Estate Bond & more
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Protection First
Your family and business are protected before we grow — because the foundation matters most.
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Strategic Growth
Tax-efficient investment strategies designed for long-term wealth accumulation and compounding.
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Legacy Planning
Preserve and transfer your wealth to the next generation with clarity and intention.
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Client-Centered
Independent advice with no hidden agendas — just strategies that serve your best interests.

What I Offer

Comprehensive Services for Every Stage of Life

From your first investment to your estate, I provide solutions tailored to where you are — and where you want to go.

01
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Investments
Portfolio management and tax-efficient strategies including mutual funds, segregated funds, and managed accounts tailored to your risk profile.
02
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Life Insurance
Term, whole life, and universal life solutions — designed to protect your family, your business, and your legacy from the unexpected.
03
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Living Benefits
Critical illness, disability, and long-term care coverage ensuring your income and lifestyle are protected if illness or injury strikes.
04
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Kids Plans & RESP
Registered Education Savings Plans and child life insurance riders that grow alongside your children and secure their future opportunities.
05
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RRSP & TFSA
Maximize your tax-sheltered growth with the right contribution strategy, investment mix, and drawdown planning inside your registered accounts.
06
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Retirement Planning
Comprehensive income strategies including RRIFs, annuities, and pension planning — so you never outlive your money.
07
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Estate Planning
Estate freeze, wealth transfer, and life insurance trusts to pass your wealth efficiently while minimizing probate and tax at death.
08
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Corporate Planning
IPPs, corporate-owned life insurance, buy-sell agreements, estate bonds, and LCGE strategies for incorporated business owners.

Client Stories

What Clients Are Saying

Real stories from real people across Ontario.

Bobby completely changed how I think about my corporation's finances. He found tax strategies I never knew existed — from the Corporate Estate Bond to structuring my buy-sell agreement. I sleep better at night.

Harpreet S.
Business Owner, Brampton

As a new family we had no idea where to start. Bobby walked us through our RESP, life insurance, and TFSA in plain language. He made it feel simple, not overwhelming. Truly a financial educator.

Simran & Arjun K.
Young Family, Mississauga

I was months away from retirement with no real plan. Bobby helped me maximize my RRSP drawdown, set up my RRIF correctly, and gave me the confidence that I won't outlive my savings.

Gurjit M.
Retiring Professional, Oakville

Get In Touch

Let's Build Your Financial Future

Whether you're just getting started or optimizing an existing strategy, the conversation starts here. Book a no-obligation consultation.

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Location
75 International Blvd, Etobicoke, Ontario
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Email
bgulati@experiorfinancial.ca
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Phone
437-996-9575
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Availability
Mon – Fri  ·  9 AM – 6 PM EST
💬 Book via WhatsApp

Your information is confidential and will never be shared. Expect a response within 24 hours.